Intelligent Insurer Review is published by Newton Media Limited Kingfisher House, 21-23 Elmfield Road, BR1 1LT, United Kingdom

info@newtonmedia.co.uk www.intelligentinsurer.com Managing editor Wyn Jenkins T: +44 (0)203 301 8214 E: wjenkins@newtonmedia.co.uk

Deputy editor Claire Churchard E: cchurchard@newtonmedia.co.uk

Sub-editor Ros Bromwich

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The views expressed in Intelligent Insurer are not necessarily those shared by the publisher, Newton Media Limited. Wishing to reflect the true nature of the market, the editor has included articles and opinion from a number of sources, and the views expressed are those of the individual contributors. No responsibility or liability is accepted by Newton Media Limited for any loss to any person, legal or physical, as a result of any statement, fact or figure contained in Intelligent Insurer.

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Intelligent Insurer—ISSN 2041-9929

Cover video: Adobe Stock / 408940190 Contents / Acknowledgements page image: shutterstock / Mai.K